Subtrakk vs Rocket Money
A simpler, safer way to find, track, and cancel subscriptions — without handing over your bank login.
No bank login
Your banking credentials stay yours. Add subscriptions manually or upload a statement.
Cancel For Me
We cancel subscriptions on your behalf for a flat $1.99 — $0.99 with Pro.
Health Score
One score shows where you're overpaying, duplicating, or missing bundles.
Feature comparison
| Feature | Subtrakk | Rocket Money |
|---|---|---|
| No bank login required | ||
| Cancel subscriptions for you | ||
| Transparent per-cancellation fee | $1.99 (or $0.99 Pro) | Success or subscription-based fees |
| AES-256 encrypted credentials | N/A (uses bank connection) | |
| Subscription Health Score | ||
| Bundle Optimizer | ||
| Upload bank statements privately |
Why users switch from Rocket Money to Subtrakk
Privacy by default
Rocket Money connects directly to your bank to read transactions. Subtrakk never asks for your bank login — you upload a statement or add subscriptions yourself, so your financial data stays under your control.
Transparent pricing
Subtrakk's Cancel For Me service is a flat $1.99 per cancellation, or $0.99 if you subscribe to Pro. No surprise success fees, no percentage of savings, and tracking is free.
Built for action
The Subscription Health Score and Bundle Optimizer don't just show you spending — they tell you exactly what to cancel, keep, or bundle to save money.
The founder's reason for building Subtrakk
Adobe was notorious for hidden renewal fees. After getting burned one too many times — and refusing to hand over bank logins to apps like Rocket Money — Subtrakk was built as a clean, private tracker that pings you before the bill hits so you can cancel in time. No bank links required.
Frequently asked questions
Ready to cancel without the bank login?
Start tracking free, then let us cancel subscriptions for $1.99 each.